Website Terms & Conditions

Effective Date: October 1, 2025
Business Name: Laine Palm Planning and Design
Website: lainepalmdesigns.com

1. Ownership of Intellectual Property

All content on this website—including images, text, branding elements, layouts, graphics, and designs—is the intellectual property of Laine Palm Planning and Design. These materials are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, republish, upload, post, transmit, or distribute any material from this website without prior written consent.

2. Use of Website

You agree to use the site only for lawful purposes. You must not use the site in a way that may damage the website, compromise security, or impair the experience of other users.

3. Refunds & Cancellations (Digital Products & Courses)

We do our best to ensure the quality of our digital products and online offerings. Due to the nature of digital content, all sales are final and non-refundable unless otherwise stated at the time of purchase. If you experience issues accessing or using your digital purchase, please contact us at hello@lainepalmdesigns.com.

4. External Links

This site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those websites.

5. Dispute Resolution

In the event of any dispute or claim, you agree to resolve the matter through informal negotiation first. If a resolution cannot be reached, both parties agree to participate in non-binding mediation before pursuing formal legal action. Any legal proceedings shall take place in the state of Minnesota and be governed by its laws.

6. Modifications

We reserve the right to update these Terms at any time. Continued use of the site after changes are posted indicates your acceptance of the new terms.